LATEST UPDATE: 3 December 2013
You can download the file here
This is my own study of 3 different unit trust investment method. Truly a shocking considering the fact that Dollar Cost Averaging (DCA) method was the most promoted method within the unit trust industry. Is there something they know that we didn’t know? Let the data speak for it self.
The data is based on CIMB Islamic Equity Aggressive Fund (IEAF), CIMB Money Market Fund (MMF) and CIMB Islamic Money Market Fund (IMMF). The analysis of all 3 unit trust investment method were based on the same time period.
I encourage you to conduct your own study and compare with my own. I’m can gladly give the data to anyone who wanted it. The data was not so easy to get. Although available to public from the unit trust company website, but the data still not complete and full of inconsistencies (I wonder why??? Hmmmm…). You are forced to contact them through phone/email for a complete set of it.
p/s: Actually, I’ve to become an agent to get this data. Yes, I’m an agent for CIMB Wealth Advisors. You got to be an insider to know what’s going on.
Click HERE for further information.
This is good
Bro Ipin,
Dari pembacaan dalam majalah Personal Money…dia kata mcm contoh beli + switch td mcm ko tunjuk tu..
Tp agen aku kata Dollar Cost average tu yg paling elok skali…makin rendah beli lagi…walopun nampak logik…tp pada aku mcm tak maximize keuntungan…tp memandangkan aku newbie lg dlm unit trust…aku pun x banyak tanya…nanti sok lusa kena tanye balik aa dia..
odan,
pasal dollar cost averaging ni, part yg aku paling skeptical adalah berkenaan siapa yg lagi banyak dpt kebaikkan samaada agent/unit trust company atau pelabur? Walaupun pelabur invest tiap2 bulan dgn kaedah regular investment DCA tp pelabur terdedah dengan turun naik market. Ada masa untung dan ada masa rugi (bergantung pada masa mula melabur). Tapi agent/unit trust company tak kisah tu semua. Market turun/naik, diorang tetap dapat komission tiap2 bulan! So, apa kebaikkan pada pelabur? Ni belum lagi bincang cara macam mana agent/unit trust company protect pelabur punye capital bila market down! Ramai agent tak monitor pun investment pelabur!